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C&T Group installing loft insulation in a South Wales home

Insulation

Insulation is the first thing we look at. There is little point heating a home that loses that heat through the roof, so before we quote for a boiler, a heat pump or solar, we check what is above your ceiling. Most of our insulation work is loft insulation, and for many homes it is the single most effective measure we install.

Why the Loft Comes First

An uninsulated home loses around a quarter of its heat through the roof. Loft insulation is the most direct way to stop that, it is quick to install, and it lasts around 40 years once it is in — so it keeps working long after the job is done.

It also matters if you are considering a heat pump. Heat pumps work best in homes that hold their heat, so getting the loft right first usually means a smaller, cheaper system that runs more efficiently.

Heat loss and lifespan figures from the Energy Saving Trust, last updated May 2026.

Signs Your Loft Needs Attention

  • Rooms that never quite warm up, or cool down quickly once the heating goes off
  • Heating bills that feel high for the size of the property
  • Insulation you can see sitting level with or below the joists
  • Condensation, damp patches or mould on upstairs ceilings
  • A loft that has been boarded over old, compressed insulation
  • A property built before the 1990s that has never been topped up

What We Install

Current building regulations recommend a minimum depth of 270mm for mineral wool. Most of the lofts we survey are well short of that, either because they were insulated to an older standard or because the material has settled over time.

Full Loft Insulation

Mineral wool laid to 270mm where there is little or no existing insulation. The first layer goes between the joists, the second is cross-laid over the top of them.

Loft Top-Ups

Adding to what is already there to bring it up to current depth. We do not remove sound existing material unless it is contaminated or damp.

Blown Insulation

For lofts that cannot be safely accessed, insulation is blown into the space with specialist equipment rather than laid by hand.

Raised Boarding

If you use the loft for storage, we raise the floor above the insulation and board it, leaving the ventilation gap intact. Boarding straight onto insulation crushes it and undoes most of the benefit.

Loft Hatch and Draughtproofing

An insulated, draughtproofed hatch. Once the loft is colder, an untreated hatch becomes an obvious source of draughts into the landing below.

Pipes and Tanks

Insulating the loft makes the space above it colder, which puts any pipework or water tank at risk of freezing. These are lagged as part of the same visit.

Ventilation Is Part of the Job

This is where insulation work most often goes wrong. Insulating a loft makes the space above it colder, which makes condensation more likely. Without enough airflow, warm moist air from the house gets trapped up there, and over time that leads to damp, mould and rot in the roof timbers.

Every survey we carry out includes a ventilation assessment, and we install additional vents or ventilation trays where they are needed. This is a PAS 2035 requirement, not an optional extra, and we will not insulate a loft that has an unresolved damp problem — the cause has to be fixed first.

Our Process

  • A full property assessment and loft survey, including measuring existing depth
  • A ventilation and condensation review, carried out to PAS 2035
  • A written recommendation setting out what we would install and why
  • Installation by trained, TrustMark-accredited installers
  • Post-install checks, quality assurance and documentation lodged for your records
  • Guidance on what to expect and how to look after the loft afterwards

Cavity Wall Insulation

Alongside our own loft work, we can arrange cavity wall insulation through our partner installers. Cavity wall is suitable for many homes built from the 1920s onwards, where there is a gap between the inner and outer walls that can be filled.

It is assessed separately from your loft, since not every property is suitable — the cavity has to be clear, the walls in good condition and free from damp. If it is worth doing on your home we will tell you, arrange it through a partner who is accredited for that measure, and coordinate it around the rest of the work. If it is not suitable, we will say so.

Cost, Savings and Funding

We would rather be straight with you about savings than quote a headline number that does not hold up. What you save depends almost entirely on what you are starting from.

A loft with no insulation

This is where the gains are real. You are stopping around a quarter of your heat from leaving through the roof, and the difference in how the house feels is usually obvious.

A loft already part-insulated

Topping up from 120mm to 270mm is worth doing, but the Energy Saving Trust puts the saving at around £17 a year in Great Britain. It is a comfort and condition measure more than a bill-cutting one.

For context, the Energy Saving Trust puts typical installation costs in Great Britain at around £750 for a loft going from bare to 270mm, and around £600 for a top-up from 120mm.

Many of the lofts we insulate cost the householder nothing. Loft insulation is covered by ECO4 and by the Welsh Government Nest scheme, and it is often included as part of a wider funded package alongside heating or ventilation work. We will check what you qualify for before quoting anything. Finance is available where a measure is not funded — ask our team for details.

Cost and saving figures from the Energy Saving Trust, last updated May 2026. Figures are for a typical Great Britain property and are not a quotation. Your own saving depends on your property, its current insulation and how you heat it.

Frequently Asked Questions

How long does it take? Most loft installations are completed in a single day, and many in half a day. You do not need to move out or clear the house.
Do I need to empty the loft first? It helps if the area is clear, but we will discuss this at survey. If you need to keep using the loft for storage, we will quote for raised boarding so the insulation is not crushed.
Can you insulate if I already have some? Usually yes. We measure what is there and top it up to 270mm. Existing material is only removed if it is damp, contaminated or has been compressed beyond use.
What if my loft is damp? The damp has to be resolved first. Insulating over an existing damp problem makes it worse, and we will not do it. We will tell you what needs putting right.
What about a flat roof or a loft conversion? Both need a different approach to standard loft insulation. Tell us at enquiry and we will advise whether it is something we can help with.
Is it grant funded? Often, yes. Loft insulation is covered by ECO4 and the Welsh Government Nest scheme. Visit our Funded Support page or ask us to check your eligibility.

What Our Customers Say

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Lisa Morgan profile picture
Lisa Morgan
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What a fabulous experience I’ve had with Daniel installing my new Worcester condenser boiler and Wayne tweaking the electrics to meet the new electrical requirements. Both worked non stop and left my home spotless couldn’t recommend C&T ECO Consultants guiding me through the process of applying for a grant and choosing the correct boiler for my home. Diolch o galon.
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Kaium Ahmed profile picture
Kaium Ahmed
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C&T from start to finish was amazing. Amazing customer service and amazing work. Changed my whole heating system. Would definitely recommend this company. 5/5 for everything. Can not be happy!
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Denise Tabert profile picture
Denise Tabert
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Had a boiler installed by C&T ECO Consultants last year. The work was carried out with professionalism and I am extremely pleased with the product. My annual service has just been carried out with the same professionalism too.
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Paul Hoskins profile picture
Paul Hoskins
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The Contractors have turned up every day when supposed to with no issues after leaving after a day’s work.
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philip siviter
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Very nice job and very quick
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J J profile picture
J J
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Professional and courteous installers, explanation given on new boiler too, highly recommended.
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Victoria profile picture
Victoria
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My 93-year-old grandfather's back boiler broke down, and after doing some research, I discovered he was eligible for a partially funded grant towards a new combi boiler. We were directed to C&T Eco Consultants to guide us through the application process, and they were absolutely fantastic from day one. Everyone I spoke to, whether by phone or email, was incredibly helpful, polite, and professional. In particular, Alec, Estelle, and Georgia were outstanding and always happy to answer any questions we had. The surveys were arranged and completed very quickly and thoroughly. Euan and the second engineer (whose name I unfortunately can't remember) were brilliant. They were respectful of both my grandfather and his property, and they took the time to explain everything clearly throughout the process. Once the funding had been secured, it was only a matter of days before we were contacted to arrange the installation. The installation team, Craig, Cody, and Rhys (or Rees, I'm unsure of the spelling), were absolutely amazing. They worked incredibly hard and professionally, especially considering my grandfather's property is very old and the job was far from straightforward. The team was polite, respectful, and always happy to chat with my grandfather, who enjoys a good conversation! They took great care around the property and were accommodating with our requests. We asked if the front of the gas fire could remain in place as my grandfather likes it as a feature, and they were more than happy to help by disconnecting it and carefully putting it back. We also requested that they disconnect an old cooker that was no longer in use, and again, they were happy to assist. Throughout the installation, they kept us informed about the work being carried out, and when they had finished, they thoroughly cleaned up after themselves by vacuuming, wiping down surfaces, and removing all rubbish from the property. The electrician was unable to attend until the following day, which was absolutely fine. Wayne, the electrician, was just as brilliant as the rest of the team. He was friendly, polite, professional, and respectful throughout his visit. As a family, we cannot thank C&T Eco Consultants enough for their support, guidance, assistance, and hard work from start to finish. A huge weight has been lifted from our shoulders knowing that my grandfather's home is now safe and equipped with a new combi boiler. After approximately six to seven weeks without heating or hot water, he is finally warm and comfortable again. We would highly recommend C&T Eco Consultants to anyone considering their services. Their customer service, professionalism, and attention to detail have been exceptional throughout the entire process. What stood out most was how stress-free the whole process was for my grandfather. At 93 years old, that level of support, patience, and reassurance meant a great deal to both him and our family. Thank you to everyone involved
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Angela Thomas
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Excellent service. Both boiler fitters were clean and tidy. Everything thing was explained in full by them. No mess left.
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Julie Davies profile picture
Julie Davies
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Very professional service done today can't fault the young man as were the installer s last year. Would recommend to anyone
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R T
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Lance and Callum did a fantastic job. Always in good humour. Very competent gas engineers. Thanks very much